Check back to this page in 2012. I’m going to help you understand the stock market, and make you a better investor.
A little about my history in this area:
Joined the Brokage firm Hillard-Lyons in 1987 as an investment broker. Passed Series 7 exam in August on my first attempt (Hillard-Lyons does not give a second chance.)
Survived the Wall Street crash of 1987 as a rookie broker, and continued in this position for two years. Primary focus was on learning and understanding each clients unique risk aversion. I like Dave Ramsey, and believe he has helped a tremendous amount of people, but this area is the weakest link in his overall strategy: investment recommendations. If you have an extremely high risk aversion, you should not spread your investment capital across 4 types of mutual funds; you should buy Treasury Notes/Bonds/Bills, and keep the rest in Money Market accounts. If you can not sleep at night because of the fluctuations of your portfolio, you do not need to be heavily invested in the stock market.
